SURVEYS

You are about to make one of the most important financial decisions of your life. By obtaining a survey you can ensure you are in the know about your property and there are no surprises after you move in.

SHOULD I HAVE A SURVEY OR VALUATION DONE?

A survey might appear as an additional unnecessary cost, but it is better to be aware of any matters that might need attention now, rather than discover problems that are time-consuming and expensive to resolve after you move in. It will also give you comfort that the price agreed represents market value.

To find out more about CICEK HOMES Survey & Valuation, the services they offer and how to contact them please visit their website here

I am having a mortgage – does my lender do a survey/valuation?

No. All the lender needs is a valuation of the property, so they are comfortable that they are not lending you more than the property is worth. Although you may be paying for it, this valuation is carried out for the benefit of the lender only. It is not a detailed inspection, and it will not necessarily alert you to faults or potential issues with the condition of the property unless it affects the mortgage ability.

It is often possible to request a detailed survey to be carried out at the same time as the mortgage valuation. Find your local office and speak to one of our Mortgage Consultants, or to speak directly to CICEK HOMES Survey & Valuation

What types of surveys are available?

There are 3 types of Home Surveys available:

RICS Home Survey Level 2 (survey only)

TOur RICS Home Survey Level 2 (survey only) includes a physical inspection of the property and provides a report based on that inspection.
We aim to give you professional advice to:

make a reasoned and informed decision on whether to go ahead with buying the property
take into account any significant repairs or replacements the property needs, and consider what further advice you should take before committing to purchasing the property

Further product information and survey comparison are available at RICS Home Surveys Information.

RICS Home Survey Level 2 (survey and valuation)

Our RICS Home Survey Level 2 (survey and valuation) includes a physical inspection of the property and provides a report based on that inspection and a valuation.
We aim to give you professional advice to:

make a reasoned and informed decision on whether to go ahead with buying the property
make an informed decision on what is a reasonable price to pay for the property
take into account any significant repairs or replacements the property needs, and consider what further advice you should take before committing to purchasing the property

Further product information and survey comparison are available at RICS Home Surveys Information.

RICS Home Survey Level 3

Our RICS Home Survey Level 3 includes a thorough physical inspection of the property and provides a detailed report based on that inspection.
We aim to give you professional advice to:

help you make a reasoned and informed decision when purchasing the property, or when planning for repairs, maintenance or upgrading the property
provide detailed advice on condition
describe the identifiable risk of potential or hidden defects
propose the most probable cause(s) of the defects, based on the inspection
make recommendations as to any further actions to take or advice that needs to be obtained before committing to a purchase

Further product information and survey comparison are available at RICS Home Surveys Information.